Medicare makes my head spin, what can I do?

Medicare makes my head spin, what can I do?

Every day in the United States, 10,000 people become eligible for Medicare by turning 65 and Medicare is not always an easy system to navigate. As with many people over 65, these new “seniors” have many questions about Medicare!

  • When is my enrollment? You can enroll 3 months before and three months after your 65th Birthday month. Then, the annual election period is every October 15- December 7.
  • What is a “donut hole?” Most plans with Medicare prescription drug coverage (Part D) have a coverage gap (called a "donut hole"). This means that after you and your drug plan have spent a certain amount of money for covered drugs, you must pay all costs out-of-pocket for your prescriptions up to a yearly limit.
  • How much does Medicare cost? Medicare Part A is mostly free but can have a deductible per period. Part B and Part D have a monthly premium. Also, Medicare is not all-inclusive and does not include things like dental, eye, and hearing care.

If you would like to learn more about the Medicare Maze, please join us for a Facebook Chat with Kathy Hirko, owner of KAZ Company. For “Medicare 101, please click on www.facebook.com/danburyseniorlivinghudson (or any of our Facebook pages) on Tuesday, March 30 at 2 pm. Be sure to bring your questions! Please contact us for more information.

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